Pundi X – Making cryptocurrency accessible to everyone

Providing a borderless payment ecosystem beyond fiat.

There are many reasons why people are now turning to digital currency. The most obvious use case is for transactions, but digital currency also plays a key role in promoting financial inclusion, overcoming foreign exchange issues, and even mitigating the instability of fiat currency.

People all over the world are eager to get their hands on our blockchain-based payment solution, the XPOS. Emerging markets want the XPOS to stabilize their payment ecosystem amid hyperinflation. Developed markets are partnering with us to digitize and modernize their payment infrastructure using our blockchain technology.

The XPOS devices are already live in 30+ markets globally, making digital currency transactions as easy as buying bottled water.

The most versatile payment ecosystem of its kind

Our partners want to drive market adoption of our XPOS solution. We are planning to make our API available to developers, provisioning them access to co-create an even better borderless digital currency payment ecosystem through various token utilization scenarios.

Partnered with global payment solution leader to enable digital currency transactions around the world.
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Organized the world's first blockchain-powered music festival with ULTRA TAIWAN, Pundi X was the official payment solution provider, and the XPOS was used by 40 merchants and more than 30,000 festival-goers during the two-day music festival for food, drinks, and merchandises.
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Showcased the XPOS and XPASS to more than 20,000 attendees at the biggest annual business event organized in Taipei.
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We have successfully completed integration support of XPOS module on X990 made by US-based Verifone, one of the largest providers of traditional point-of-sale (POS) terminals in the world.
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PUNDIX: a flourishing ecosystem

In order to continue attracting developers and partners for the XPOS, XWallet, and XPASS, third-parties will need PUNDIX to fuel the transactions, rewards, payments, and incentives.

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XPOS is available in

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Buying digital currencies should be as easy as buying a bottled water

As the 7-Eleven of digital currencies, Pundi X will enable consumers to buy and use digital currencies - anytime, anywhere.

Pundi XPOS solutions

Digitize your brick-and-mortar store with the XPOS, enabling your customers to buy digital assets using fiat, a bank card, a mobile wallet, or the Pundi XPASS.

XPASS card: Frictionless transactions
With the Pundi XPASS, you can buy or sell with a single swipe.
Mobile payment integration
Digital wallets with Pundi X support can buy, spend and accept digital currencies.
Top-up supported
Use fiat or a bank card to top-up your wallet with digital currencies at any Pundi X partner location.

Why the Pundi XPOS?

In addition to digital currency and fiat transactions, the XPOS can also support marketing and loyalty programs. The XPOS, in short, is an all-in-one solution for retailers.

Accept digital assets as payment.
Increase value of store properties through an intelligent clearing system.
Spend and acquire digital assets.
Support BTC, ETH (ERC 20), PUNDIX, XEM, QTUM (QRC 20), BNB, and other popular digital assets.
Support digital asset payment cards, such as the Pundi XPASS.
Support mobile payment apps.
Support blockchain-based wallet payment.
Establish a consumer’s credit history to reduce financial risks.
Provide a gateway for financial service providers.
Support a loyalty or membership management system.
Support promotional and PUNDIX reward system.

Reduce your costs and increase your revenues

Retailers that adopt the XPOS will have their service fees waived for one full year. Pundi X will also increase the list of digital currencies that merchants can accept, and allow them to choose their preferred settlement currency via the Pundi X enterprise platform.

Pundi X Rewards

Pundi X will give rewards to qualified retailers for facilitating transactions via the XPOS. Customers also get free PURSE tokens that they can redeem on their next purchase. The redeemable value of PURSE tokens will be based on the current market price.

*PURSE tokens for Pundi X Rewards are claimed from our marketing campaign budget or buy back from the market. We will burn these tokens when they are redeemed by customers.

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Roadmap

2018 - 2019
2020 - 2021
2022 - 2023
2024

Q1
2018
- 600 XPOS units opened for individual pre-orders. [1]
- XPOS passed 27 security and compliance tests.
- XPOS added EMV and magnetic reader support.
- Published XPlugin SDK documentation.
- Established London office.
Q2
2018
- Established Tokyo and Seoul offices.
- Opened 2,000 XPOS units for individual pre-orders. [2]
- Delivered 4,000 XPOS units to partner businesses.
- Delivered 300,000 XPASS cards.
- Set up Pundi X foundation for transparency and compliance.
Q3
2018
- Established two offices in North and South Americas.
- Completed NPXS swap.
- Established bank and governmental partnerships for XPOS and XPASS roll-out.
Q4
2018
- Inaugurated the international series of XBlockchain Summit in Indonesia for thought leaders, government officials, business executives, developers, and innovators.
- Launched a working prototype of the XPhone and demonstrated its capabilities for blockchain-based telephony.
- Secured a partnership to introduce the XPOS to the government and public sector.
- Launched XWallet, the mobile app for easy digital currency payments.
- Facilitated the publication of third-party apps on the XPOS.
- Fielded corporate orders for 20,000 XPOS units.
Q1
2019
- Kick off the international series of XBlockchain summit in China.
- Grow the XWallet and XPASS card adoption rate to increase transactions on the XPOS.
- Continue to scale up corporate footprint globally by establishing more local branch offices.
- Introduce the XPOS and XPASS as a medium for charitable donations via a partnership with a major non-profit organization.
Q2
2019
- Expand the international series of XBlockchain summit to South America.
- Obtain certifications for XPOS.
- Complete development of token listing mechanism and customized XPASS cards.
- Establish XPOS distributor network in Africa.
- Staking and conversion feature available in XWallet.
- Open pre-sale program for XPhone.
- Publish selected XPOS merchant directory.
Q3
2019
- Start shipping XPOS Handy
- Expand XPOS to other major POS platform.
- Support a new blockchain in XWallet.
- Complete NPXS/NPXSXEM-FX conversion.
- Deliver XPhone test models for selected third-party testers to review.
- Release additional NPXS utilization from XWallet transactions.
Q4
2019
- Ship XPhone to pre-order customers.
- Develop XPOS with traditional top global POS manufacturer
- Increase XPOS and XWallet merchant activation
Q1
2020
- Enable XPOS to accept crypto payment from decentralized wallets.
- Launch XPOS Reseller Program.
- Launch Brazilian website.
- Develop buy crypto option on XPOS for decentralized wallets.
Q2
2020
- Activate DeFi features in XWallet.
- Set up XPOS distribution network in Argentina.
- Expand XPOS platform on more Android-based MPOS devices.
Q3
2020
- Set up more XPOS distributor network in Europe.
- Expand XPOS platform to non Android-based POS devices.
- Conduct alpha testing of Pundi X platform on Function X blockchain, including on-chain payment on Function X.
Q4
2020
- Integrate more coins and tokens via Open Platform
- Marketing campaigns for LATAM markets to expand XPOS networks
- Provide on-chain deposit on both distributor and merchant portals
Q1
2021
- Expand XPOS platform to more Android-based MPOS devices.
- Explore DeFi functionalities on the XPOS
- Launch more decentralized features on XWallet
Q2
2021
- Set up more XPOS distribution networks in Africa.
- Test XPay for online merchants
- Launch blockchain-based loyalty program for businesses
Q3
2021
- Deploy the Pundi X on Function X network allowing high speed XPOS transactions.
- Test decentralised and DeFi functionalities on the XPOS
- Proposals on NPXSXEM (now BEP2) utilities on Binance Smart Chain (BEP20)
Q4
2021
- Introduce decentralized XPOS module
- Support more ERC-20 tokens efficiently via decentralized module
- Support f(x) Wallet on-chain transactions via XPOS
- Establish a network of licensed master distributors for XPOS expansion
- Launch Pundi X Rewards program which can be claimed by PUNDIX token holders
- Create PUNDIX token collateralization use case
Q1
2022
- Integrate XPOS on Android-based white-lable POS device
- Complete security audits for new de-fi products
- Add more language support across Pundi X products and services
Q2
2022
- Produce and test the prototype of decentralized XPASS cards
- Establish CBDC task force
- Open more crypto exchange stores in Turkey
Q3
2022
- Open de-XPOS public testing
- Support more tokens for onchain transactions
- Grow $PURSE award redemption partners
- Develop XPOS module for mobile phone users
Q4
2022
- Establish loyalty point tokenization task force for banks
- Launch De-XPASS card with a leading chipset manufacturer
- Test XPOS module for mobile phone users
Q1
2023
- Improve the XPOS distributor portal and liquidity provisioning for merchants and distributors
- Integrate the 3rd party crypto payment channel on XPOS
- Open the public validator slots for Pundi X Chain
Q2
2023
- Open the sale of p(x)Card developed by Function X Foundation on https://shop.pundix.com
- Improve the XPOS merchant portal
- Make XPOS compatible with new 3rd party POS device model
Q3
2023
- Develop white-label web3 POS solution for financial institutions
- Expand XPOS crypto exchange store network outside Turkey
Q4
2023
- Develop XPOS web3 app for mobile phone users
- Expand XPOS hardware reseller network
- Include more DApps available on XPOS
- Finalize several licensing across different continents (pending approval from certain monetary authorities / central banks)
Q1
2024
- To be announced in early Jan 2024.

[1] Japan, Singapore, South Korea, Indonesia, France, Germany, Italy, the Netherlands, Belgium, Luxembourg, Britain, Denmark, Ireland, Greece, Portugal, Austria, Spain, Sweden, Finland, Malta, Cyprus, Poland, Hungary, the Czech Republic, Hungary, Slovakia, Slovenia, Estonia, Latvia, Lithuania, Bulgaria.

[2] APAC and global

[3] Road map contains forward-looking statements regarding Pundi X expected progress, future features, and our business plans. These statements reflect Pundi X current expectations with respect to future events; they are based on assumptions and are subject to risks, uncertainties and change at any time as the company operates in a changing regulatory environment and highly evolving technical space. Pundi X is obligated to comply with regulatory requirements or acquire permissions of new services, which may cause delay or transferring to other organizations to continue the newly developed services. Given these risks and uncertainties, you are cautioned not to rely on these forward-looking statements. Actual results, performance or events may be different from what is predicted in the forward-looking statements. The forward-looking statements cannot constitute technological, financial, investment, legal or other advice. Please consult with experts in appropriate areas before implementing or utilizing the forward-looking statements.

*Disclaimer:

Roadmap contains forward-looking statements regarding Pundi X expected progress, future features and our business plans.

These statements reflect Pundi X current expectations with respect to future events; they are based on assumptions and are subject to risks, uncertainties and change at any time as the company operates in a changing regulatory environment and highly evolving technical space. Pundi X is obligated to comply with regulatory requirements or require permissions of new services, which may cause delay or transferring to other organizations to continue the newly developed services.

Given these risks and uncertainties, you are cautioned not to rely on these forward-looking statements. Actual results, performance or events may be different from what is predicted in the forward-looking statements.

The forward-looking statements cannot constitute technological, financial, investment, legal or other advice. Please consult with experts in appropriate areas before implementing or utilizing the forward-looking statements.